|
|
Next |
|
PRIMARY
RESIDENTIAL CUSTODIAN, JOINT CUSTODY, AND "SHARED" OR
"SPLIT" CUSTODY
Few things can be more disturbing and devastating than a custody
trial. They should be avoided at all costs. Only the most severe
circumstances could possibly warrant such a contest. If you're thinking
of initiating a custody contest, please, think again. Indeed, waging
a custody battle may do more to harm a parent's standing in the
eyes of his or her child than would directing those efforts toward
a joint custody agreement affording a modicum of civility.
When the issue of custody comes up in a case, I always ask my client
what "custody" means to him or her. Parents too frequently
feel that because they are in divorce court, they necessarily face
an all-or-nothing battle over the children. They seem to feel that
if they "win the custody case" they will obtain an absolute
privilege to their children's love and acceptance but, if they lose,
they will likely never see their children again. Nothing could be
further from the truth. When asked the "what-does-custody-mean-to-you"
question most parents respond that they "just want to be involved"
in their child's upbringing. That notion concisely captures the
essence of "custody." Custody has little or nothing to
do with the amount of time a parent spends with a child, the things
they may do together, whether a parent may attend functions significant
to the child (sports events, school plays, parent-teacher conferences,
graduations, etc.), or to be involved in other aspects of the child's
life. Custodial and non-custodial parents alike celebrate birthdays
with their children, attend school functions, attend graduations,
their children's weddings, and visit with their grandchildren. "Custody"
is only vaguely defined in Florida statutes which merely state:
". . .". Even the most antagonistic of couples can generally
agree on issues affecting their children's health, education, and
general welfare. So, again, please do all you can to work things
out for the children, before resorting to a custody contest.
Custody determinations in Florida, like most states, are made applying
the standard of "the best interest of the child." The
"tender years doctrine" -- which presumed that children
were better served by an award of custody to the mother -- has been
abolished. In fact, the custody statute specifically states that
absent ongoing domestic violence, the court must presume that "the
maximum involvement and cooperation of both parents regarding the
physical, mental, moral, and emotional well-being of their child
is in the best interest of the child." On the other hand, the
same law prohibits any presumption in favor of, or against joint
custody.
In 19?? Florida enacted the "joint custody law."
The law provides that where the parents agree, the court may award
them the joint custody of the children. A difficulty arises, however,
where the parents can largely agree on issues involving the children,
but may be divided on a few, relatively insignificant issues. In
such a case, the court is likely to conclude that the parents are,
essentially, unable to cooperate with each other. Such a circumstance
usually results in the court refusing to award the parties joint
custody (the pragmatic reasoning generally being that the parties
will continue to disagree in the future and will continually seek
relief in court -- clogging the court's docket and failing to live
up to their agreement to work together to better serve the children)
and a custody contest results.
Contending spouses usually find their divorce to be the most difficult
time to cooperate. This may not continue to be true after their
divorce is concluded, at least concerning their mutual children.
Once the court eliminates the possibility of joint custody, the
"best interests of the children" takes over and produces
a divisive contest in which one parent is effectively adjudged a
winner and the other a loser. The chances for cooperation after
that contest ends are small. A far better policy is to work toward
joint custody in the beginning, by agreeing upon or moving the court
to appoint a mediator to assist in negotiating the terms of joint
custody. The mediator should be kept in place after the joint parenting
agreement is formulated in order to resolve future disputes. The
parties are drawn together in such a joint project concerning their
children, rather than driven apart by custody litigation or negotiations,
over who is to have sole custody. Neither party is adjudged unfit
or is demeaned by losing custody. . . . This process can be successful
in the most difficult situations, and should replace the facile
"if the parties cannot agree, there cannot be joint custody."
Litigation over sole custody should take place in only the most
egregious circumstances.
|
|
|
|
Pre-Divorce
Document Checklist
(from the Tao of Divorce)
|
Next |
|
The
palest ink
is better than
the best memory
--Chinese Proverb
|
Photocopy
the following Master List of Documents.
Tip: Even seemingly unimportant
papers help trace hidden assets and income, so copy everything! Copy
or record all hand written notations that may lead to additional documents.
If your spouse is a wheeler dealer or owns his own business, hire
a forensic accountant to scrutinize family finances.
Case study: One wife, whose husband kept extensive business records
in his home office, had a rented photocopier machine delivered to
the marital home. Over two days she copied several hundred documents.
Her photocopy expense, (10 cents per page) was minimal compared to
the quality of the information and the fortune she saved in legal
fees. She avoided formal discovery, including expensive depositions
and motions to compel discovery, and obtained the ammunition to settle
the case.
|
|
|
Index |
Address Book
Federal and State Tax Returns for Past Five Years
Business Records and Financial Statements
Personal Property
Small Business Ownership Records
Employment Benefits
Loan Documents and Applications
Miscellaneous Income and Assets
Special Considerations
Tips for Bank Subpoenas
Finding Hidden Treasure
Tracing Adultery
Address Book Names, addresses and telephone numbers will help your
lawyer prepare subpoenas for documents, depositions and court appearances.
Don't forget mystery numbers, i.e., those without names, or just initials.
Identify them with the criss-cross directory. Look for the following
professionals, friends, and businesses:
1.accountants--personal, business, and his family's. bankers--personal
and business, including trust officers and his family's banker.
2.bookkeepers--for further documents under subpoena
3.computer consultants--they know how and where data is hidden.
4.computer on-line services--obtain his password to access information,
including secret liaisons. 5.computer message center and voice mail
codes
6.detective/security services--is he spying on you or using a detective
to hide assets?
7.escort/dating service
8.financial planners friends--those close enough to be trusted with
money.
9.insurance agents--including life, annuity, casualty, and key man
insurance.
10.investment advisor
11.lawyers--Including his family's attorney, but remember, confidential
matters cannot be subpoenaed.
12.mailing services--such as Mail Boxes Etc.
13.mini-storage and office record storage
14.physicians
15.stock brokers
16.telephone answering services
17.telephone long distance companies
18.therapists
19.travel agents--personal and business. |
|
|
Federal
and State Tax Returns for Past Five Years provide a wealth of information.
|
|
Retain
an accountant to analyze the returns and read between the lines.
Individual
tax returns (Form 1040) (Form 1040X, for amendments). Include:
1.Schedule A--Itemized Deductions
2.Schedule B--Interest and Dividends
3.Schedule C--Profit or Loss from Business
Note: Same analysis as corporate tax return. See below.
4.Schedule D--Capital Gains and Losses
5.Schedule E--Supplemental Income and Loss
- from rents, royalties, partnerships, estates, trusts, etc.
6.Schedule K-1--Partnership, Estates, Trusts
7.Form 2106--Employee Business Expense (vehicles, travel, meals,
etc.)
8.Form 4684--Casualties and Thefts Form 5043--Retirement Assets
9.Form 5500 and 5500EZ--Retirement Assets including detailed amounts
10.Supporting documentation: W-2s, 1099s, etc.
Look at Schedule B (Interest and Dividends). You can identify accounts,
and the approximate amount on deposit. For instance, if your bank
pays 3 percent interest on a money market account, and Schedule
B says you had $3,000 in interest from that bank, you can assume
that an average of $100,000 was on deposit. Note that other, possibly
valuable investments, such as non-dividend paying stock, are omitted
from Schedule B, along with tax-exempt interest, and accounts under
different social security numbers. Interest from foreign bank accounts
appears at the very bottom of Schedule B.
Look for refunds and/or deficiencies. If you believe that the document
produced is a forgery, have your lawyer insist that Form 4506 is
signed by your spouse. The IRS will photocopy the actual return
filed.
|
Corporate
tax returns (Form 1120 and 1120S for "S" corporations)
1.Schedule A--Cost of Goods Sold
2.Schedule D--Capital Gains and Losses
3.Schedule E--Compensation of Officers
4.Schedule K--Other Information (includes dividends paid in excess
of earnings, possibly in an attempt to devalue the business)
5.Schedule K-1--Allocation of Profit and Loss among Shareholders ("S"
corporations only).
6.Schedule L--Balance Sheets Schedule M-1--Reconciliation of Income
per Books with Income Tax Return
7.Schedule M-2--Analysis of Unappropriated Retained Earnings per Books
8.Form 4562--Depreciation and Amortization
9.Form 4797--Sales of Business Property
10.Form 5500--Annual Return/Report of Employee Benefit Plan.
Your accountant should investigate whether your spouse is manipulating
accounts to minimize income. Ask about the following:
Is the company deferring income?
Are accounts receivables being postponed?
Are expenses being prepaid to decrease profit?
Are inventories being manipulated?
Are salaries to friends and families increasing?
Are non-arm's length agreements hurting the company? Subchapter "S"
tax return (Form 1120S)
Partnership tax returns (Form 1065)
Look for net operating loss adjustments.
Gift and estate tax returns.
Has your spouse made or received any gifts? Has he inherited any property?
Business Records, Financial Statements and Credit Card Invoices, Tax
returns don't tell the whole story. For instance, if your spouse's
business depreciates assets for tax purposes, this expense reduces
taxable earnings, but does not cost anything out-of-pocket. Real estate,
for example, may actually increase in value while being depreciated
for tax purposes. You will need a fair market value appraisal. Try
to obtain all business records and financial statements. If the company
prepares audited financial statements, possibly required by a lender,
get copies for the past five years.
If your spouse has an expense account, get copies of expense reimbursement
records. Copy both sets of books. Credit Card Invoices
Copy all invoices and slips. Look for a credit balance, meaning the
company owes your husband money since he overpaid the bill or received
merchandise credit. Also, hire a computer expert to "backup"
all the information in his home and office computers. Don't forget
to investigate any "on-line" accounts. |
|
|
|
|
|
Personal
property includes:
Annuities
Antiques
Appraisals contain detailed descriptions of marital property. Note
that appraised values may depend on the reason for the appraisal.
For example, "replacement value" appraisals are often
inflated while "tax" appraisals minimize value. Be sure
you know the purpose for which the appraisal was prepared.
art work
automobiles
planes boats
china and crystal
coins collectibles
frequent flyer miles
furniture/furnishings
furs
guns
jewelry
rugs
stamps
sterling
Bills of Sale (all property over $200)
Certificates of Title for automobiles boats planes trailers heavy
equipment
Homeowners Insurance "scheduled property" often states
a value for insurance purposes.
Life Insurance Policies applications, including drug test results
beneficiaries cash surrender value loans against policies other
encumbrances against policies, e.g., using the policy as collateral
for a loan
Sales Slips and Bills of Sale for automobiles boats planes trailers
Savings, Checking, and Credit Union Accounts
Note: If your spouse's name is second on a joint account with a
third party, interest income will be reported by that third party.
Your spouse will not receive a 1099, and the account will not show
on your income tax return.
1.application to open an account
2.Monthly statements (look for payment or debit memo for safe-deposit
box rental)
3.passbooks
4.canceled checks and drafts (front and back) Note: make sure you
photocopy the backs of checks, especially those made out to "cash,"
to your husband or to any unknown third party. Account numbers of
secret accounts may appear along with the name of the depository
bank.
5.check cashing card
6.check register
7.check stubs
8.cashier checks (carbon or photocopy)
9.cash transactions
10.certificates of deposit
11.children's Uniform Gift to Minors Act bank
12.Christmas club accounts
13.deposit slips
14.linked mutual fund and stock brokerage account
15.loan and credit applications
16."numbered" accounts (often Swiss)
17.passbooks (check to see if there is a loan against it)
18.wire transfers withdrawals Look for any suspicious activities,
such as repeated withdrawals of sums such as $505, suggesting conversion
to travelers checks for $500 plus a 1 percent fee of $5.00.
|
|
|
Securities
Accounts
Securities certificates
stocks and bonds
stock brokerage account statements
lists of securities
mutual fund statements
agreements relating to the account, such as, option trading, etc.
applications to trade certain securities
Note that if your spouse is a sophisticated investor, he/she may have
options or commodity trading ability. Stock brokerages require customers
to fill out lengthy questionnaires before opening accounts for certain
risky activities, such as options. These questionnaires are a good
source of information regarding investment experience and objectives.
IRA's, Keogh's and SEP-IRA's Pension, Retirement and Survivor Benefits
Small Business Ownership Records
Any information you obtain is helpful in appraising the value of the
business, including:
1.buy-sell agreements
2.key-man, life, and property insurance
3.casualty insurance
4.leases
5.non-compete agreements
6.financial statements
7.balance sheet
8.shareholder equity investments
9.asset list and depreciation schedules
10.corporate redemption agreement to purchase stock rights of first
refusal
11.major contracts
12.pension and profit sharing budgets
13.projections
14.marketing literature
15.loan applications |
|
|
|
|
Look for any sign that your spouse has deferred income, commissions,
bonuses, royalties or has had salary converted into a non-cash benefit,
including the following:
1.clothing allowance
2.company car
3.credit union statements
4.contracts of employment
5.employee benefits brochures
6.pension benefit statement, plan booklet, and amendments actuarial
report on pension plan
7.expense accounts
8.expense reimbursements
9.housing/relocation programs
10.in-kind compensation
11.meals
12.medical insurance
13.life insurance
14.loan programs
15.pay stubs (show certain benefits not part of taxable income)
16.pension
17.profit sharing
18.stock purchase plan
19.travel and entertainment allowance
Investigate perks your spouse receives such as use of company car,
gasoline, meals, entertainment, travel and non-arm's length loans,
e.g., loans made to the company from your spouse or from the company
to your spouse. Employer's direct payments to pension plans are "income"
for purposes of determining support. Although not taxable, such payments
show up on W-2's for full time employees and on 1099's for independent
contractors.
|
|
|
Litigation
If your spouse is suing, what's the value of his or her lawsuit? If
your spouse is being sued, do you have any exposure? Are there any
prior divorce proceedings--will a first wife's right supersede yours?
Court papers relating to pending matter(s) Statement of damages (to
ascertain the value of the case) Look for Court records of final adjudication
and Liens placed on assets.
Loan Documents and Applications
Financial statements tend to show inflated asset values, income and
net worth.
collection agency letters
home equity loans/lines of credit
mortgages/ home and business
notes
passbook loans
payment schedule
Note: Look for recent payment of "loans" to family members,
business associates, and friends. Also, look for accelerated payments;
your spouse wants to show he has no money for you.
promissory notes : payable and receivable
Miscellaneous Income and Assets
royalties
severance pay
workers' compensation
annuities
rental income
prizes and awards
trust and estate income
capital gains
gift certificates
unemployment compensation
pension
veteran's benefits
social security
lottery or gaming winnings
life insurance income or proceeds
Promissory Notes payable to your spouse
Partnership Agreements
Passport
Where, when, with whom, and for what purpose has your spouse traveled?
Private Investigative Reports or Invoices
Is your husband having you followed or doing an asset check on you?
Telephone Records, including Cellular Telephone Records
Real Estate Abatement applications
Deeds
Insurance claims
Leases
Mortgages
Offers to purchase
Options to purchase
Purchase and sale agreements
Rent rolls
Tax bills
Utility bills
Intra-family ownership or transfers
Safe Deposit Box Location, Number, Activity
Private security services and bank rent boxes
Security Services
Wills and Trust Documents
- Including any relatives who may name you and/or your spouse as beneficiary.
Professional Licenses
These documents show your spouse's employability, or demonstrate his
underemployment during the marriage.
School records
Including diplomas and evidence of any education or training.
Calendars and Diaries
Check his/her calendar against charge receipts and explanations regarding
his/her whereabouts. |
|
|
After
you have exhausted your document search, try the following:
1. Inquire about TRW's "Credential Service." TRW will generate
your credit report as if you were a bank making the request. The form
requires your spouse's signature. Fill out the application and tell
him/her how important it is to monitor credit. Tell him/her the report
may contain false information. You may find he/she has secret credit
cards. If this request seems suspicious, use a private investigator.
2. Examine local registries of deeds to find liens against the marital
home (he/she may be borrowing without your knowledge), or whether
your spouse has transferred or sold his interest in any real property.
Your attorney probably has access to title examiners for a nominal
fee.
Finding Hidden Treasure
Some spouses prefer to keep "hard" assets such as gold.
Search your house for secret hiding places, including home safes.
Cash, gold coins, coin and stamp collections, and jewelry are commonly
hidden. Several securities firms issue "gold certificates."
These securities represent gold bullion stored in the vault of a Swiss
bank. These certificates are not interest-bearing, so they do not
show up on your tax return.
Look for indications that hard assets are hidden away from the home.
Swiss banks offer "custodial" services to hold valuables,
private vault companies offer safe deposit boxes, and even self-storage
firms offer convenient hiding places. Look for evidence of these accounts.
Tips for Bank Subpoenas
Deposits
While deposited amounts appear on monthly statements, the identity
of the "payors" is absent. Unknown to most bank customers,
both sides of all deposited and cashed checks are photographed and
stored on microfiche. If you have access to original deposit slips
and your spouse's photocopies of deposited items, photocopy everything.
Note that copies made from microfiche are often illegible, so try
to photocopy your husband's photocopy of deposited items, if available.
Checks Cashed from Third Parties
As with deposits, banks photocopy both sides of checks cashed. If
a third-party check written to your spouse is endorsed over to another
party, it may be impossible to trace.
Checks Written
Try to obtain original checks written on your spouse's account. Make
photocopies of all checks, front and back. The payee's name, account
number and bank will appear on the back of each check, providing good
leads. If you cannot obtain the checks, subpoena the bank. The payees
and their endorsees, if any, can also be subpoenaed, if appropriate.
|
|
Reprinted
from the Tao of Divorce
Copyrighted 1996 by Sharyn T. Sooho and Steven L. Fuchs
All rights reserved.
|
|
|
|